HCANZA Insurance Requirements
It is a requirement of Health Coaches Australia & New Zealand Association that you are appropriately insured for your professional risk at the time of joining.
This includes but is not limited to Professional Indemnity Insurance of at least $1,000,000. It is prudent also to have Public Liability as part of your insurance program. Your own individual working arrangements determine the extent of this cover.
We receive many requests from Professional Members and potential members, for recommendations regarding Professional Insurance.
Australian Based Coaches
For Australian-based coaches, HCANZA suggests you consider the following providers amongst others
- Gallagher
- AON Direct
- Auzi – who are providers for Berkley Insurance.
- IICT
The insurance coverage you need to obtain is:
- Professional Indemnity ($1M Limit of Liability) – this covers you for the risk of your negligence in carrying out Health & Wellness Coaching causing financial loss to a third party (customer or other) and having a claim made against you seeking compensation
Depending on your working circumstances, it may also be prudent that you consider
- Public and Products Liability ($10M Limit of Liability) – this covers you for the risk of your negligence in carrying out Health & Wellness Coaching causing bodily injury or property damage to a third party (customer or other) and having a claim made against you seeking compensation
It is the sole responsibility of each individual making an application to any insurance company to:
- read the Product Disclosure Statements or any other statutory documents supplied to you,
- read the Terms and Conditions supplied,
- carry out your own market research and due diligence on appropriate cover and pricing,
- carefully read and submit the application form to the supplier, and
- make an independent final decision to purchase the policy
It is important to note that it’s a requirement of HCANZA membership (both Professional and Associate levels), that you have insurance before making your application.
New Zealand Based Coaches
This insurance is offered exclusively for the benefit of HCANZA’s New Zealand members. It has been designed to provide broad and cost-effective protection from the risks
to which members may be exposed under New Zealand regulations and industry practice.
You can download an overview of the insurance offer from ICIB Brokerweb here.
- Click here to download the DUAL Professional Indemnity document
- Click here to download the DUAL General Conditions and Exclusions, document.
Further enquiries can be made directly with ICIB in New Zealand.
Are You Already Insured?
If you already have an insurance policy that covers all of your specific circumstances (including Health & Wellness Coaching), please upload a copy of your insurance certificate as part of your Membership Application.
Disclosure: HCANZA in no way receives any benefit, whatsoever, from you purchasing this policy. There are no commissions, financial or affiliate arrangements between HCANZA and Barrack Broking, or, the insurance policy provider ProRisk.
recommend
